How it Works

Accounts are managed through Betterment LLC AI platform. Betterment manages over $10 billion in assets under management (AUM). Betterment takes a passive approach to investing and trades through the Apex Clearing Corporation.

The service has no minimum account balance for its digital, or standard, plan. It also offers top-tier portfolio management services and employs automated tax-loss harvesting for accounts. You can potentially keep an additional 2.9% of your investment returns each year by using Betterment’s platforms for passive investing approach, rebalancing and tax-efficient techniques.

Betterment offers a mix of low-fee stock and bond index funds. Based on a risk questionnaire, Betterment will provide you with a customized, diverse portfolio.

Betterment charges a 0.25% annual fee for its digital plan, which includes access to automated portfolio management, customer service and all of its web tools with a slightly higher fee of .75% to 1.25% for having the year-round assistance of a professional advisor assigned to your account.

Betterment’s premium plans are a little bit more expensive and have account minimums but offer you unlimited calls with Betterment’s team of financial experts or assigned Investment Advisor. The minimum account balance for the premium plans is $100,000, and the annual fee for premium plans are 0.40%, however the Advisors fees are separate.

Customized Subscriptions

We also offer subscription services that allows investors to invest in various strategies, industries and styles via one of our performance-driven portfolios either directly on the Interactive platform or Virtually. Each subscription allows the investor to participate in a strategy quickly, with ease, and with minimal paperwork.

Our customized advisor service on the Betterment automated portfolio platform is also based on your level of investment experience, risk profile, age, family, and portfolio size.

Customized subscription packages are for a minimum term of 3 months and a maximum of 12 months.

It does not cost you anything to register. Click here to register to receive your invitation to get on our investment platform.

Basic subscription membership:

  • Access to the AI investment platform
  • Access to a professional money manager.
  • Access to a range of low-cost automatically managed portfolios.
  • Access to unbiased advice.
  • Automatic tax-efficient harvesting and advice.
  • Low investment minimums
  • Safe and easy investing
  • Year-round customer service

Call us at 1-866-801-3359 or email our customer service if you have any additional questions regarding any of the packages that we offer to have an advisor speaker with you.